View This Newsletter: Depositing Retirement Plan Contributions

Overview:

• Depositing Employee 401(k) Elective Deferrals
  • Deadlines
  • Definition of “as soon as possible”
• Depositing Company Contributions
• Tax Deductions
• Not for Profit Organizations (NPO)
  • Deadline
• Contribution Limits
  • Annual Additions Limit
• Test Corrections
  • Actual Deferral Percentage (ADP) Test
  • Actual Contribution Percentage (ACP) Test
  • Qualified Nonelective Contributions (QNEC)
  • Deadlines
• Safe Harbor 401(k) Plans
  • Various safe harbor plan design options

 

Pinnacle Plan Design is a third-party administrator (TPA) for employer-sponsored qualified retirement plans. We specialize in retirement plan design, administration and actuarial consulting for 401(k)/profit-sharing plans, defined benefit plans, cash balance plans, and 403(b) plans. Pinnacle Plan Design proudly serves businesses nationwide.