Pinnacle Plan Design is a third party administrator (TPA) for employer-sponsored qualified retirement plans. We specialize in retirement plan design, administration and actuarial consulting. Pinnacle is proud to offer retirement plan administration services in Los Angeles, CA (California), as well as nationally.

Combination of Plans – 401(k) Plan + Cash Balance Plan

With the repeal of the 415(e) rules for plan years beginning after December 31 1999, many employers find that by sponsoring a defined benefit (traditional or cash balance) and a defined contribution (profit sharing or 401(k) plan), they can provide additional retirement benefits for select employees.

By leveraging the benefits provided to employees in the profit sharing plan, the employer can sometimes provide additional valuable benefits to key employees in the defined benefit plan, sometimes amounting to hundreds of thousands of dollars.

The non-discrimination rules are quite complex in such an arrangement, care must be taken in the design and administration of such a “combo-plan”. The professionals at Pinnacle Plan Design have extensive experience in this arena and know exactly how to navigate these complex non-discrimination regulations.

Please contact Pinnacle Plan Design if you would like to learn more about a combination of plans and how they may benefit you.

Contact: Third Party Administrator Los Angeles

Pinnacle Plan Design is proud to offer retirement plan administration services in Los Angeles, CA (California), and surrounding areas including Beverly Hills, Burbank, Calabasas, Claremont, El Monte, Gardena, Hawaiian Gardens, Hermosa Beach, Lakewood, Long Beach, Malibu, Manhattan Beach, Pasadena, Pomona, Rancho Palos Verdes, Santa Monica, West Hollywood, El Segundo, and Westlake Village.