---
title: "Third Party Administrator Indianapolis"
date: 2014-01-20
author: "Robbie Petrillo"
---

# Third Party Administrator Indianapolis

Pinnacle Plan Design is a third party administrator (TPA) for employer-sponsored qualified retirement plans. We specialize in retirement plan design, administration and actuarial consulting. Pinnacle is proud to offer retirement plan administration services in Indianapolis, IN (Indiana), as well as nationally.

### Retirement Plan News

Review our [newsletter](http://pinnacle-plan.com/2014/12/year-end-compliance-testing-overview-retirement-plan-update-decemberjanuary/ "Year-End Compliance Testing Overview – Retirement Plan Update December/January") for an update on the latest developments in the retirement plan industry.

Focus: Year-End Compliance Testing Overview

- **Employee Census Data Collection**: At the end of the plan year the employer must prepare a census report. This information is used to determine eligibility, calculate and allocate contributions, perform compliance testing, update participant vesting and to prepare Form 5500 for filing with the Department of Labor. Accurate census information is critical to performing these administrative functions. This section includes definitions of: 
    - Highly Compensated Employees (HCEs)
    - Key Employees
- **Related Businesses**: If an owner of a company has ownership in another company, it must be determined if the companies are “related” as a controlled group. Companies could also be related as an “affiliated service” group even if there is no common ownership.
- **Required Plan Compliance Testing**: The IRS has established a multitude of requirements a qualified plan must meet in order to be considered qualified. In general, the requirements assure that contributions are allocated fairly to each eligible participant. Required compliance tests include: 
    - Minimum Coverage Test
    - Average Deferral Percentage (ADP) Test
    - Average Contribution Percentage (ACP) Test
    - Top Heavy Test
    - Annual Additions Test
- **IRS and Social Security Annual Limits**: Each year the U.S. government adjusts the limits for qualified plans and Social Security to reflect cost of living adjustments and changes in the law. Many of these limits are based on the “plan year.” The elective deferral and catch-up limits are always based on the calendar year. The newsletter includes the 2015 limits as well as the 2014 limits for comparative purposes.

### Contact: Third Party Administrator Indianapolis

Pinnacle Plan Design is proud to offer retirement plan administration services in Indianapolis, IN (Indiana), and surrounding areas including Beech Grove, Speedway, Lawrence, Greenwood, Plainfield, Brownsburg, Zionsville, Carmel, Fishers, Mooresville, Westfield, Franklin, Greenfield, Noblesville, and Lebanon.

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