Deadline Reminders for Calendar Year Defined Contribution Retirement Plans

Apr
15
Wed
2020
Corrective Distributions to Exceeding Deferral Limits
Apr 15 all-day

Corrective distributions to participants who deferred more than the maximum 401(k) limit (401(k) Plans)

Sep
15
Tue
2020
Employer Contributions Due
Sep 15 all-day

Employer contributions are due by the tax filing date plus tax return extensions (All Plans)

Minimum Funding is Due
Sep 15 all-day

Funding for plans subject to minimum funding (e.g. money purchase plans) is due regardless of tax filing date

Sep
30
Wed
2020
Summary Annual Report to Participants
Sep 30 all-day

Summary Annual Report (SAR) must be disbursed to participants if Form 5500’s were not extended (All Non‐extended Plans)

Oct
15
Thu
2020
Employer Contributions Due
Oct 15 all-day

Employer contributions are due by the tax filing date plus tax return extensions (Only applicable to Schedule C (1040) filers)

File Extended Form 5500
Oct 15 all-day

Extended Form 5500 must be filed (All Plans)

Dec
1
Tue
2020
Safe Harbor Notice
Dec 1 all-day

Safe Harbor Notice (and Contingent Notice for 3% safe harbor contribution, if applicable)

Dec
15
Tue
2020
Summary Annual Report to Participants
Dec 15 all-day

Summary Annual Report (SAR) must be disbursed to participants if Form 5500’s were extended (All Extended Plans)

Dec
31
Thu
2020
New Plan Establishment
Dec 31 all-day

Plan establishment due date if a new plan is desired (Plan must be establish by fiscal year end)

Jan
31
Sun
2021
File Form 945
Jan 31 all-day

Form 945 must be filed (1/31 if taxes are due or 2/10 if taxes timely paid) (All Plans)

Contact Us

Pinnacle Plan Design is a third-party administrator (TPA) for employer-sponsored qualified retirement plans. We specialize in retirement plan design, administration and actuarial consulting. Pinnacle has a local presence in Tucson and Phoenix, Arizona (AZ), as well as Houston, Texas (TX) and Columbus, Ohio (OH), and we proudly serve businesses nationwide.
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