Deadline Reminders for Calendar Year Defined Contribution Retirement Plans

Sep
30
Wed
2020
Summary Annual Report to Participants
Sep 30 all-day

Summary Annual Report (SAR) must be disbursed to participants if Form 5500’s were not extended (All Non‐extended Plans)

Oct
15
Thu
2020
Employer Contributions Due
Oct 15 all-day

Employer contributions are due by the tax filing date plus tax return extensions (Only applicable to Schedule C (1040) filers)

File Extended Form 5500
Oct 15 all-day

Extended Form 5500 must be filed (All Plans)

Dec
1
Tue
2020
Safe Harbor Notice
Dec 1 all-day

Safe Harbor Notice (and Contingent Notice for 3% safe harbor contribution, if applicable)

Dec
15
Tue
2020
Summary Annual Report to Participants
Dec 15 all-day

Summary Annual Report (SAR) must be disbursed to participants if Form 5500’s were extended (All Extended Plans)

Dec
31
Thu
2020
New Plan Establishment
Dec 31 all-day

Plan establishment due date if a new plan is desired (Plan must be establish by fiscal year end)

Jan
31
Sun
2021
File Form 945
Jan 31 all-day

Form 945 must be filed (1/31 if taxes are due or 2/10 if taxes timely paid) (All Plans)

Form 1099-R to Participants
Jan 31 all-day

Form 1099-R must be sent to participants who received distributions during the prior calendar year (All Plans)

Feb
28
Sun
2021
Form 1099-R to IRS (Paper Filing)
Feb 28 all-day

If filing a paper copy of Form 1099-R, it must be filed by the last day of February

Mar
15
Mon
2021
Corrective Distributions for Failed ADP/ACP Tests
Mar 15 all-day

Corrective distributions for failed ADP/ACP tests (401(k) Plans)

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Pinnacle Plan Design is a third-party administrator (TPA) for employer-sponsored qualified retirement plans. We specialize in retirement plan design, administration and actuarial consulting for 401(k)/profit sharing plans, defined benefit plans, cash balance plans, and 403(b) plans. Pinnacle Plan Design proudly serves businesses nationwide.
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