---
title: "Converting a SIMPLE IRA to a Safe Harbor 401(k) Mid-Year"
date: 2024-06-27
author: "Site Admin"
categories:
  - name: "SECURE 2.0"
    url: "/category/secure-2-0.md"
---

# Converting a SIMPLE IRA to a Safe Harbor 401(k) Mid-Year

This guide is intended as a quick reference summarizing the provisions under SECURE 2.0 that permit plan sponsors to terminate a SIMPLE IRA mid-year and transition to a safe harbor 401(k) replacement plan.

**[Get the guide!](http://pinnacle-plan.com/wp-content/uploads/2024/06/Pinnacle-Plan-Design_SIMPLE-IRA-to-401k.pdf)**