---
title: "Depositing Retirement Plan Contributions – Retirement Plan Update February/March"
date: 2015-02-18
author: "Site Admin"
featured_image: "https://pinnacle-plan.com/wp-content/uploads/2015/02/Fiduciary.avif"
categories:
  - name: "Newsletters"
    url: "/category/newsletters.md"
---

# Depositing Retirement Plan Contributions – Retirement Plan Update February/March

[![depositing retirement plan contributions](http://pinnacle-plan.com/wp-content/uploads/2013/04/Fiduciary.png)](http://pinnacle-plan.com/wp-content/uploads/2013/04/Fiduciary.png)View This Newsletter: [Depositing Retirement Plan Contributions](http://pinnacle-plan.com/wp-content/uploads/2015/02/2015-Benefit-Insights-February-March.pdf)

Overview:

- Depositing Employee 401(k) Elective Deferrals 
    - Deadlines
    - Definition of “as soon as possible”
- Depositing Company Contributions
- Tax Deductions
- Not for Profit Organizations (NPO) 
    - Deadline
- Contribution Limits 
    - Annual Additions Limit
- Test Corrections 
    - Actual Deferral Percentage (ADP) Test
    - Actual Contribution Percentage (ACP) Test
    - Qualified Nonelective Contributions (QNEC)
    - Deadlines
- Safe Harbor 401(k) Plans 
    - Various safe harbor plan design options

Pinnacle Plan Design is a third-party administrator (TPA) for employer-sponsored qualified retirement plans. We specialize in retirement plan design, administration and actuarial consulting for 401(k)/profit-sharing plans, defined benefit plans, cash balance plans, and 403(b) plans. Pinnacle Plan Design proudly serves businesses nationwide.